Is Your Fixed Indexed Annuity Performing the Way You Expected?
Understand how your annuity has performed, whether it still supports your financial goals, and what opportunities—if any—may be available to improve your long-term results.
Your annuity may still be right for you—but it deserves a review.
If your fixed indexed annuity was purchased between 2015 and 2022, it may be worth taking a second look. Many contracts issued during that period continue to serve their owners well. Others may benefit from updated allocation strategies, reduced rider expenses, or alternatives better aligned with today’s goals.
Our responsibility is to help you understand what you own, how it has performed, and whether it remains appropriate for what you want your money to accomplish.
Your Complimentary Review Includes
- A review of your current annuity statement
- An evaluation of your allocation strategy
- An analysis of fees, riders, and surrender charges
- A comparison of available options based on your goals
- A written summary of our findings
- A detailed report emailed to you at no cost
A clearer picture of your annuity
We look beyond the account value to understand how the contract is functioning and whether its features still match your objectives.
Performance & Allocations
We review interest credits, current strategy allocations, participation rates, caps, spreads, and available options.
Fees & Contract Features
We examine surrender charges, rider expenses, income benefits, death benefits, and other important contract provisions.
Goals & Available Options
We consider whether the annuity remains aligned with your need for growth, protection, income, liquidity, and legacy planning.
You may benefit from a second opinion.
An annuity review can provide clarity even when no change is needed.
- Your annuity was purchased between 2015 and 2022.
- You have been disappointed with recent interest credits.
- You no longer understand how your money is allocated.
- Your financial goals have changed since the purchase.
- You may be paying for an income rider you do not need.
- Your servicing agent retired or no longer provides annual reviews.
- You simply want an informed second opinion.
What happens next?
Provide your statement, allow us time to conduct the review, and receive your personalized findings.
Send Your Statement
Securely upload a recent annuity statement or schedule a conversation if you prefer to review it together.
We Complete the Analysis
We examine the contract, performance, allocations, expenses, riders, surrender schedule, and available choices.
Receive Your Report
We email a written summary of our findings and, if you choose, schedule time to answer your questions.
Request your complimentary review
Upload your statement below or schedule a personal conversation with Joe.
Upload Your Annuity Statement
Complete the short form and securely attach your most recent statement.
- Your full policy number—leave only the final four digits
- Your Social Security number, if shown
- Bank-account information
- Other sensitive information not needed for the review
Prefer Personal Assistance?
Schedule a complimentary conversation and review your questions together.
Joe McCormick
Independent Annuity Specialist
“Every annuity tells a story. My job is to help you understand yours.”
If you do not have a digital copy of your statement—or simply prefer personal guidance—choose a convenient time to speak with Joe.
Schedule a Conversation With JoeClarity begins with understanding what you own.
Receive a professional review of your annuity at no cost and with no obligation to make a change.
Request My Complimentary ReviewAn annuity review is provided for informational purposes. Any recommendation will depend upon your individual financial circumstances, objectives, and the terms of your existing contract. Surrender charges, tax consequences, loss of benefits, and a new surrender period should be carefully considered before replacing an annuity. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.